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University of Phoenix Online Focuses on Team LearningUnlike some other schools, the University of Phoenix Online focuses on Team Learning. For all classes, team assignments can make up to 20% of the student's total grade. Consequently, students get more than they bargained for when pursuing a

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In industrialized nations, going into debt starts early. It's easy for an eighteen-year-old to get credit cards and fall into debt, especially if they're headed for college.I remember my first year in college as a 17 year old. Credit card offers were plastered all over the university campus.